Can I apply for a pension despite my reduced earning capacity?
March 27, 2024 | 60,00 EUR | answered by Fred Schönecker
Dear Sir or Madam,
My name is Jürgen Schmid and due to a disability, I have not been able to work for some time. I am already receiving disability benefits, however, these are not sufficient to cover my living expenses adequately. Therefore, I am wondering if it is possible for me to apply for an additional pension to improve my financial situation.
I am concerned that my disability benefits are not enough to meet my monthly needs. As I am no longer able to work full-time due to my health issues, I am in urgent need of additional financial support. I have already tried to reduce my expenses, but this is not enough to secure my livelihood in the long term.
Therefore, I am wondering if it is possible for me to apply for another pension despite my disability, in order to improve my financial situation. Are there specific requirements that I need to meet in order to be eligible for an additional pension? What steps do I need to take to apply for an additional pension? And what financial support could I receive in my case?
I would greatly appreciate it if you could assist me in this matter and provide me with possible solutions to improve my financial situation. Thank you in advance for your support.
Kind regards,
Jürgen Schmid
Dear Mr. Schmid,
Thank you for your inquiry regarding the possibility of applying for an additional pension in addition to your disability pension to improve your financial situation. It is understandable that you are concerned about your livelihood and are looking for solutions to stabilize your financial situation.
In principle, it is possible to apply for additional pension benefits alongside the disability pension if certain requirements are met. In your case, you may be eligible for an old-age pension or a survivor's pension, depending on your personal situation.
To apply for an additional pension, you generally need to meet the respective requirements. For example, reaching retirement age and a certain number of pension points are required for the old-age pension. Certain conditions such as the death of a spouse must be met for the survivor's pension.
To obtain specific information about your potential entitlements, I recommend contacting a social security expert or directly contacting the German Pension Insurance. There, you can receive individual advice and find out which pension benefits may be available to you.
If you require additional financial support, there may also be the option to apply for social benefits such as basic security in old age and in case of disability. These social benefits are intended to ensure that the livelihood of individuals in difficult financial situations is covered.
Therefore, I recommend that you promptly contact the German Pension Insurance or a social counseling center to discuss your individual options and submit an application for additional pension benefits.
I hope this information is helpful to you and that you will soon find a solution to your financial situation. If you have any further questions, I am at your disposal.
Sincerely,
Fred Schönecker
Attorney specializing in social security law
