How can I check if my pension statement is correct?
June 19, 2023 | 50,00 EUR | answered by Fred Schönecker
Dear lawyer,
my name is Emilia Jensen and I have retired early due to a serious illness. The pension notice I received from the pension insurance raises some questions for me. I am not sure if all my contribution payment times have been correctly recorded and if the calculation of my pension has been error-free.
Currently, I am in a financially difficult situation and therefore rely on my pension. I am worried that due to an incorrect pension notice, I may receive too little pension and may not be able to cover my living expenses.
Therefore, my question to you is: How can I check if my pension notice is correct? Are there specific indicators or criteria that I can use to verify if my pension calculation has been error-free? What steps can I take to identify and potentially correct any errors in the pension notice?
I thank you in advance for your support and help with this important matter.
Sincerely,
Emilia Jensen
Dear Mrs. Jensen,
Thank you for your inquiry regarding your pension notification and your concerns about a possible incorrect pension calculation. It is understandable that you are worried about your financial situation and want to ensure that your pension is calculated correctly.
To check if your pension notification is error-free, there are various options you can consider. First of all, you should carefully read your pension notification and check if all relevant periods of contribution payments have been correctly recorded. In particular, the number of contribution years, the amount of contributions, and possible insurance gaps should be reviewed. If you notice any discrepancies, it is advisable to contact your pension insurance provider immediately and request clarification of the situation.
Furthermore, you can also request a pension information statement from your pension insurance provider to receive detailed information about your pension amount, contribution periods, and insurance history. Based on this information, you can then check if the calculation of your pension is correct. If you also find discrepancies here, you have the option to appeal against your pension notification and request a recalculation of your pension.
It is important that you carefully review your pension notification and promptly correct any errors or discrepancies. Because an incorrect pension calculation can have a negative long-term impact on your financial situation.
I hope that my suggestions will help you in reviewing your pension notification and provide clarity about your pension situation. If you have any further questions or need assistance, I am at your disposal.
Best regards,
Fred Schönecker, Attorney specializing in social security law
