Which services can be accessed in case of care dependency?
September 29, 2023 | 60,00 EUR | answered by Fred Schönecker
Dear lawyer,
I am reaching out to you as I urgently need information on services for care dependency. My mother, Ingrid Rademacher, has recently become in need of care and I am very concerned about the financial security and support that we can access.
My mother has been a retiree for several years and receives a pension, which is not enough to cover the costs of professional care. Since I am working myself and do not have the opportunity to take care of my mother around the clock, we rely on external caregivers. Therefore, I am wondering if and what services we can access in case of care dependency to reduce the financial burden.
I have already heard about services such as care allowance, care services in kind, and relief care, but I am unsure if my mother is even eligible for these services and how much they would amount to. I am also wondering if there are other support options that we have not yet considered.
Could you please specify which services my mother can access in case of care dependency and how we can apply for them? Are there specific requirements we need to consider, and how can we ensure that we actually receive all the benefits we are entitled to?
Thank you in advance for your support and I look forward to your detailed advice.
Sincerely,
Emma Rademacher
Dear Mrs. Rademacher,
Thank you for your inquiry regarding the services for your mother, Ingrid Rademacher, in case of care needs. It is understandable that you are concerned about the financial security and support for your mother, especially if your own pension is not sufficient to cover the costs of professional care.
In case of care needs, there are various services that your mother can access to be financially relieved. The most important services include care allowance, care benefits in kind, and respite care. The care allowance is paid by the care insurance and is based on the care level that your mother will receive. This is determined through an assessment by the Medical Service of the Health Insurance (MDK). Depending on the care level, the care allowance can range from 316 euros to 901 euros per month.
On the other hand, care benefits in kind are monetary benefits that can be used for the provision of care services by professional caregivers or care services. Here too, the care level is crucial for the amount of benefits. Respite care is meant to relieve family caregivers when they themselves need a break. Your mother can access up to 1,612 euros per year for this purpose.
To apply for these services, you need to contact the relevant care insurance. In your case, this would be the care insurance where your mother is insured. There you can submit the application for care benefits and provide the necessary documents. It is important that you have all relevant information and documents ready to fill out the application correctly and completely.
There are also other support options that you can consider, such as consulting a care support center that can assist you with questions about care and benefits. The option of a residential or semi-residential care facility could also be considered if home care is no longer sufficient.
It is important that you inform yourself early about the options and access all benefits available to you to reduce the financial burden on your mother. Do not hesitate to contact me with any further questions, and I am happy to assist you.
Sincerely,
Fred Schönecker
Attorney specializing in social insurance law
