Can I apply for my pension early?
November 19, 2022 | 50,00 EUR | answered by Fred Schönecker
Dear Social Security Lawyer,
My name is Hanna Kronberger and I am 58 years old. For many years, I have been working as a nurse in a hospital and have achieved a lot in my profession. Unfortunately, due to health problems, I recently had to give up my job. My doctor advised me to take care of my retirement early, as he believes that I will no longer be able to continue working in my profession.
Currently, I am receiving sick pay, but I am worried about how I will financially support myself in the future. I have heard that under certain circumstances, it is possible to apply for early retirement. Is this true, and would it apply in my case as well? What requirements would I need to meet in order to apply for early retirement?
I am unsure of the best course of action in this situation and what steps I need to take to ensure my financial security. I would greatly appreciate your support and expertise in providing clarity and outlining possible solutions.
Thank you in advance for your help.
Sincerely,
Hanna Kronberger
Dear Mrs. Kronberger,
Thank you for your inquiry regarding the early application for your retirement due to your health problems. First of all, I would like to express my sympathy for the situation you are in. It is understandable that you are concerned about your financial security, especially if you had to give up your job as a nurse.
Yes, it is possible to apply for retirement early under certain conditions. In your case, the disability pension may be relevant. The disability pension is paid when you are no longer able to work in your previous occupation or any other reasonable job due to health reasons.
To apply for the disability pension, you must meet certain requirements. This includes having paid at least five years of contributions to the statutory pension insurance. Additionally, a medical examination must be conducted to determine if you are actually disabled. This examination will be carried out by an expert appointed by the pension insurance provider.
It is important that you carefully gather all the necessary documents and complete the application for the disability pension in full. If you are unsure about which documents are required or how the application process works, I recommend seeking advice from a specialized attorney in social insurance law. An experienced attorney can provide comprehensive advice, assess your entitlements, and support you in the application process.
It is important that you do not delay and take care of your financial security early on. The sooner you submit the application for the disability pension, the sooner you can receive a decision and potential support.
I hope that this information helps you and gives you an initial overview of the topic. Please do not hesitate to contact me if you have any further questions or need assistance.
Best regards,
Fred Schönecker
Attorney specializing in social insurance law
