How can I have my pension entitlements checked?
September 16, 2023 | 50,00 EUR | answered by Fred Schönecker
Dear attorney specializing in social security law,
My name is Ella Schmitt and I have a question regarding my pension entitlements. I am 55 years old and have been working in various companies for over 30 years. Now I am worried about my financial future and wonder if my pension entitlements are sufficient to secure my standard of living in old age.
I have always paid my contributions to the pension insurance on time, but I am not sure if all my entitlements have been calculated correctly. I have heard that there are various factors that can affect the amount of my pension, such as the number of years of contributions, my average income, and any insurance gaps.
Could you please explain to me how I can have my pension entitlements checked? Are there specific organizations or institutions that can help me with this? What documents or information do I need for this? And what can I do if I find that my pension entitlements have not been calculated correctly?
I am very concerned about my financial future and want to ensure that I am sufficiently protected in old age. I would be very grateful if you could help me clarify these questions.
Thank you in advance.
Sincerely,
Ella Schmitt
Dear Mrs. Schmitt,
Thank you for your inquiry regarding your pension entitlements. It is understandable that you are concerned about your financial future and want to ensure that your pension entitlements have been calculated correctly. I will be happy to explain in detail how you can have your pension entitlements reviewed and what steps you should take.
First of all, it is important to know that the amount of your pension depends on various factors, including the number of contribution years, your average income, and any gaps in insurance coverage. To review your pension entitlements, you can contact the German Pension Insurance (DRV). The DRV is the central institution for statutory pension insurance in Germany and can provide information about your previous contribution periods and your expected pension amount.
To obtain a pension statement from the DRV, you will usually need the following documents:
- Your ID card or passport
- Your pension insurance number
- All documents regarding your previous employment and contribution periods
- Income statements from the last few years
You can either schedule an appointment with the DRV online or visit a counseling center in person to have your pension entitlements reviewed. The experts at the DRV will review your personal data and contribution periods and provide you with a pension statement that will give you an idea of your expected pension amount.
If you find that your pension entitlements have not been calculated correctly or if you notice any discrepancies, you can contact a specialized lawyer in social security law. The lawyer can review your pension entitlements, correct any errors, and provide you with legal assistance in case of discrepancies with the DRV.
It is important to review your pension entitlements early on to ensure that you are sufficiently secured in old age. I hope this information is helpful to you and I am available to answer any further questions you may have.
Sincerely,
Fred Schönecker
Lawyer specializing in social security law
