Can I also receive social benefits if I am self-employed?
November 23, 2022 | 50,00 EUR | answered by Friedhelm Schröter
Dear lawyer specializing in social security law,
My name is Johann Kronberger and I work as a freelance graphic designer. Lately, due to the current economic situation, I have been receiving fewer orders and my income has decreased significantly. I am worried about whether I am eligible for social benefits in this situation to cover my ongoing expenses.
My current situation is very burdensome, as my income is not enough to cover my rent, health insurance, and other living expenses. I am unsure if as a self-employed individual I am even entitled to social benefits such as unemployment benefits or social assistance. As my financial situation becomes more precarious, I am in urgent need of support.
Could you please help me and explain if self-employed individuals like myself can also apply for social benefits? What are the requirements that need to be met to receive social benefits? Are there any special regulations or programs for self-employed individuals in financial distress? I would greatly appreciate it if you could provide me with possible solutions to improve my financial situation.
Thank you in advance for your help and support.
Sincerely,
Johann Kronberger
Dear Mr. Kronberger,
Thank you for your inquiry regarding your financial situation as a self-employed graphic designer in times of economic uncertainty. It is understandable that you are concerned about your ongoing costs and need support to improve your financial situation.
As a self-employed individual, you are generally entitled to social benefits if you fall into financial distress. However, the social benefits for self-employed individuals differ from those received by employees. In your case, you may potentially be eligible for unemployment benefit II (also known as Hartz IV) if your income falls below the subsistence level.
To receive unemployment benefit II, you must meet certain requirements. This includes being employable, in need of assistance, and willing to work at least 15 hours per week. Additionally, you must demonstrate your need for housing, heating, nutrition, clothing, and other basic necessities.
Self-employed individuals are subject to special regulations, as their income is often fluctuating and not regular like that of employees. You must prove that your income is not sufficient to cover your living expenses. This can be done by providing tax returns, profit and loss statements, and other relevant documents.
There are also special programs and assistance available for self-employed individuals in financial distress. These may include start-up grants, start-up assistance, or business start-up grants. These programs can help you improve your financial situation and stabilize your self-employment.
I recommend contacting an expert in social insurance law to discuss your individual situation and find possible solutions. A lawyer can help you assert your rights and assist you with the application process.
I hope this information is helpful to you and wish you all the best for your financial future.
Best regards,
Friedhelm Schröter
Attorney specializing in social insurance law
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