How can I prove my contributions to the pension insurance?
February 3, 2024 | 50,00 EUR | answered by Fred Schönecker
Dear lawyer,
my name is Dirk Fuchs and I work as a self-employed craftsman. In the past, I have regularly paid contributions to the statutory pension insurance to ensure my security in old age. However, I am now facing the problem that I am no longer sure if I can provide proof of all my contributions properly.
In recent years, I have changed jobs and moved several times, which has caused me to lose the exact documentation of my contribution payments. I also did not always file my contribution notices immediately and now I cannot find them at a glance. This worries me greatly, as I fear that there may be deductions in my pension benefits in old age if I cannot prove my contribution payments completely.
Therefore, I would like to ask you what options are available to document my contribution payments to the pension insurance retroactively. Is it possible, for example, to supplement missing contribution periods with other documents or evidence? What steps should I take to ensure that my pension entitlements are not at risk?
I would be very grateful if you could assist me in this matter and provide me with suitable solutions.
Sincerely,
Dirk Fuchs
Dear Mr. Fuchs,
Thank you for your inquiry regarding the documentation of your contributions to the statutory pension insurance. It is understandable that you are concerned that you may face deductions in your retirement age if you cannot prove your contribution payments continuously. It is important that you address this matter early on to avoid jeopardizing your pension entitlements.
In your case, there are various ways to retroactively document missing contribution periods to the pension insurance. Firstly, you should try to gather all available documents that can prove your contribution payments. These may include contribution notices, pay slips, employment contracts, and other relevant documents. If you cannot find these documents anymore, you could contact your former employers or the pension insurance providers to request copies.
Furthermore, there is the option to supplement missing contribution periods with alternative evidence. This may include certificates, employment contracts, work references, tax assessments, or health insurance certificates. You can also request a "clarification of accounts" from your pension insurance provider to review your previous contribution periods and potentially clarify them retroactively.
It is advisable to seek early assistance from a specialized lawyer in social insurance law to support you in clarifying your pension entitlements. An experienced lawyer can help you initiate all necessary steps and potentially take legal action to secure your pension entitlements.
I hope that this information is helpful to you and that you can find a solution to your concern. Please do not hesitate to contact me if you have any further questions or need legal assistance.
Best regards,
Fred Schönecker
