What benefits can I receive from the pension insurance in case of reduced earning capacity?
January 19, 2022 | 50,00 EUR | answered by Christian Voigt
Dear lawyer,
My name is Lucas Krüger and I have been working as a warehouse worker in a logistics company for many years. Unfortunately, a disability was recently diagnosed for me, which makes it difficult for me to continue working in my profession. Due to the limitations in my ability to work and the resulting reduced number of working hours, I am concerned about my financial future.
I have already done some research and found out that there are benefits from the pension insurance that I may be entitled to in case of disability. However, I am unsure about the specific benefits I can apply for in my case and what requirements need to be met.
Currently, I am still receiving my regular salary, but I am aware that this will not be possible in the long term, as my ability to work continues to be limited. Therefore, I am seeking your assistance and advice regarding the benefits that I may be entitled to from the pension insurance in case of disability. What steps do I need to take to apply for these benefits and what documents are required for this?
I would greatly appreciate your help and expertise in this area, as my financial situation is burdensome due to the disability and I would like to know what support I am entitled to in the future. Thank you in advance for your assistance.
Sincerely,
Lucas Krüger
Dear Mr. Krüger,
Thank you for your inquiry regarding the benefits of the pension insurance in case of reduced earning capacity. I am sorry to hear that you are facing this situation, but I will do my best to help you and clarify your entitlements.
In case of determined reduced earning capacity, you are generally eligible for two benefits from the pension insurance: the disability pension and the partial pension. The disability pension is paid when your earning capacity is permanently reduced due to health reasons and you are no longer able to perform your previous occupation. The amount of the disability pension depends on your individual case and your previous income.
On the other hand, the partial pension is paid when you are still partially able to work, but due to health restrictions, you are no longer able to perform your previous occupation to its full extent. The amount of the partial pension also depends on your individual case.
To apply for a disability pension or partial pension, you need to submit an application to your relevant pension insurance provider. In your case, this would be the Deutsche Rentenversicherung. For the application, you will need various documents, such as medical reports, certificates of incapacity for work, and income statements from the past years.
It is important to carefully fill out the application and attach all necessary documents to ensure a smooth processing. If you are unsure about the exact documents required, I recommend seeking assistance from a specialized lawyer in social security law who can support you with the application process.
I hope that this information has been helpful to you. If you have any further questions or need assistance, please feel free to contact me. I wish you all the best for your financial future and hope that you receive the benefits you are entitled to.
Best regards,
Christian Voigt
