I have been insured with DKV for full coverage since 01.04.2010. They increased my rate by 15% as of 01.01.2011. I disclosed a pre-existing condition at the beginning of my insurance, for which I pay a risk surcharge. I have heard that according to ...
I have been fully insured with DKV since 09/2009. On 11/18/2010, my contracts were terminated on the grounds that I did not properly fill out the questionnaire regarding my health condition. I am now uninsured. I am a retiree with supplementary inco...
Dear lawyer, Since January 2010, we have been obtaining quotes for a photovoltaic system. Based on these quotes, we decided on a company and ordered this PV system on March 17th, with the condition that the system would be connected to the grid befo...
Dear Sir or Madam, I would like to discuss the following situation: I am insured with an insurance company where my father works. I am also working in the insurance industry myself, but I will be starting a new job on 01.05.2010 where I will receiv...
Dear lawyers, I have been employed as an external employee at a temporary employment agency since 10.09.2007. The employment contract was initially temporary, was extended several times, and has been unlimited since 01.07.2009. One of the criteria f...
I have signed a contract with an internet provider online. Since the connection was supposed to be fast, I waived my right of withdrawal by checking an extra box. After submitting the data, I realized that there is an even cheaper contract available...
Dear Sir or Madam, Since 01.01.2008, I have been privately insured with Allianz. The contract was concluded and documented in 2007. According to Allianz, the old Insurance Contract Act applies. In the general terms and conditions (AVB), there is a m...
Hello, it's about the following: During a 2-year contract with a mobile phone provider, I received a call from the provider's hotline, where I was offered a free offer for a second card. I agreed to this over the phone, but never received such an of...
If an employee of a company has worked the maximum allowable working time of 10 hours during a business trip and now wants to take his 11-hour rest period, does the Working Time Act or a previously published judgment authorize him to stay at a hotel ...
I would be interested in knowing what options a professional soldier in the Bundeswehr has for termination at the age of 37, with 17 years of service, a vocational training that took place 8 years ago and lasted for 6 months. No university degree. Is...
I have been married for 11 years - employed in the public sector, my wife is employed in the industry. On 24.11.1997, my wife's previous vehicle (which was insured back then through her mother with another company SF 6 60% - because she only got her ...
Hello! I build beach cruisers as a hobby. I was approached to build a cruiser for this person. After discussing everything, we came to the following agreement: The client will pay up to 800 euros for the materials, plus a fee upon completion. My th...
Dear Sir or Madam, In March 2003, we switched from Ares as our electricity provider to Yellow Strom due to Ares' bankruptcy. We received a meter reading card by mail to determine our electricity consumption. This card had a line for entering the re...
