marriage
May 25, 2011 | 50,00 EUR | answered by Matthias Wander
Dear tax consultant team,
My husband and I got married in April this year and now would like to change our tax classes (currently both in tax class 1). I am employed full-time with a monthly gross income of €2625. My current net income is €1,629. On the other hand, my husband is (still) in the active phase of partial retirement and receives a monthly gross income of €2113.16. Taking into account the partial retirement and pension insurance top-up, he currently has a monthly net income of €2,071.45 with hardly any tax deductions. My question is, considering the above aspects, which tax classes should we choose to have the corresponding tax advantages and avoid the risk of potentially having to pay taxes due to an unfavorable change?
I look forward to your response!
Warm regards
Dear advice seeker,
Thank you for your inquiry, which I would like to answer based on your information and in the context of your situation in a preliminary consultation.
Tax brackets only have a direct impact on the monthly income tax deduction. The final annual tax is calculated only when submitting the income tax return, with the monthly paid income tax being credited towards the annual tax. Tax brackets have no influence on the calculation of the annual tax.
Since the amounts of your two gross incomes do not differ significantly from each other, the tax bracket combination 4/4 is recommended. Tax bracket 4 is equivalent to tax bracket 1. This means that the incomes will be taxed as before, without any possible tax payments resulting from choosing a different tax bracket combination.
I hope this gives you an initial overview.
Best regards,
Wander
Tax advisor
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