What options do I have if I am in financial difficulties?
January 25, 2022 | 40,00 EUR | answered by Emma Weinert
Dear lawyer specializing in social law,
My name is Helma Falk and I am reaching out to you because I am currently experiencing financial difficulties. I am a single parent with two children whom I have to support. Due to the current economic situation, I have lost my job and am now receiving unemployment benefits. However, this money is not enough to cover the ongoing costs of rent, electricity, food, and clothing.
I am very worried about the future of my family and I wonder what options I have to get out of this financial crisis. Are there any government support benefits that I am entitled to? Can I apply for additional financial assistance to adequately care for my children? What steps do I need to take to improve my financial situation?
I urgently request your help and advice, as I do not know how to get out of this difficult situation. It would be a huge relief for me and my children if you could provide me with possible solutions to stabilize our financial situation.
Thank you in advance for your support.
Sincerely,
Helma Falk
Dear Mrs. Falk,
Thank you for your message and your trust in my expertise as a lawyer specializing in social law. I am very sorry to hear that you are in a financial crisis and are worried about the future of your family. As a single parent with two children, it is especially important that you receive the necessary support to improve your situation.
In your situation, there are various government support programs that you may be eligible for. One of them is the so-called "child benefit," which helps families with low incomes to adequately care for their children. The child benefit is paid in addition to child support and is based on the parents' income. Since you already receive unemployment benefits II, you may also be eligible for child benefit. It would be advisable to apply to the relevant family office to see if you can avail yourself of this benefit.
Furthermore, it may also be worthwhile to explore whether you may be eligible for other social benefits that could improve your financial situation. These may include benefits for education and participation, which aim to enable children from low-income families to participate in social and cultural activities.
To improve your financial situation in the long term, it would also be advisable to consider your professional prospects. There may be opportunities for further education or retraining to enhance your chances in the job market. It could be beneficial to seek advice on which options are suitable for you.
I encourage you not to feel alone with your worries and fears. There are support options and ways out of your financial crisis. I am available in my online consultation hours to answer your questions and help you find solutions.
Best regards,
Emma Weinert, Lawyer specializing in social law.
