Reimbursement from a private insurance
February 24, 2010 | 20,00 EUR | answered by Steffan Schwerin
Hello, I have a question: I haven't been receiving Hartz 4 benefits since May 09, and now it looks like I may receive a retroactive payment from a private pension insurance. This money would be coming to me almost a year after I stopped receiving Hartz 4. Am I allowed to keep this retroactive payment? I was told by the authorities that for private insurances, the principle of income counts. The retroactive payment is considered income for the month in which it is received. Since this money is coming to me months after I stopped receiving Hartz 4 benefits, am I allowed to keep it, as I also need to live off of it? Is this correct?
Dear questioner,
I will answer the questions you have posed, taking into account the circumstances described and your efforts, as follows:
Correct. Since you are currently not receiving any benefits, any income from insurance will not be taken into account and will remain with you.
If you were currently entitled to Hartz IV benefits, this income would be taken into account.
However, since you are not receiving any state benefits, there is nothing to be taken into account, and you are free to keep and use the money from the insurance.
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Steffan Schwerin
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Experte für Social law
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Die Rechtsanwaltskanzlei Steffan Schwerin berät Sie in (fast) allen rechtlichen Lebenslagen. Ich verstehe mich als Dienstleister - getreu dem Motto: Recht haben - Recht durchsetzen - Recht bekommen, berate ich meine Mandanten und wir erarbeiten gemeinsam einen Lösungsweg. Ich vertrete Ihre Interessen außergerichtlich und auch gerichtlich. Ich arbeite vorzugsweise in den Rechtsgebieten Internetrecht, Arbeitsrecht, Sozialrecht, Mietrecht, aber auch im Familien-, Erb- und Strafrecht. Einen weiteren Schwerpunkt bildet das Vertragsrecht (Mietverträge, Leihverträge, Eheverträge, Kaufverträge, Darlehensverträge, Leasingverträge, Werkverträge, Dienstleistungsverträge, Arbeitsverträge, Aufhebungsverträge, Geheimhaltungsvereinbarungen, Kooperationsvereinbarungen, Bauverträge, Allgemeine Geschäftsbedingungen - AGB); hier prüfe ich bestehende Verträge und AGB für Sie oder erstelle Verträge und AGB nach Ihren Anforderungen. Darüber hinaus sind auch Gewerbetreibende, Freiberufler und Unternehmen angesprochen, sich durch meine Kanzlei beraten und vertreten zu lassen.
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