Can I apply for a disability pension?
October 26, 2022 | 45,00 EUR | answered by Emma Weinert
Dear Social Security Attorney,
My name is Simon Rüppel and I am reaching out to you with an urgent question. For several months, I have been suffering from a serious illness that has made it increasingly difficult for me to continue working in my profession. I am a self-employed craftsman and due to my health limitations, I am finding it hard to work. This has led to financial problems as my income has significantly decreased.
I have heard that there is the possibility to apply for a disability pension in order to receive financial support when one is unable to work due to health limitations. However, I am unsure if I meet the requirements and what the exact process of such an application entails.
I am very concerned as I am no longer able to cover my ongoing expenses and I am also worried about my future. Therefore, I am wondering if a disability pension could be a possible solution for my current situation and how best to proceed in submitting an application.
I would greatly appreciate your support and guidance on this matter. Could you please explain to me the steps I need to take to apply for a disability pension and whether you think I have a good chance of approval?
Thank you in advance for your assistance.
Sincerely,
Simon Rüppel
Dear Mr. Rüppel,
Thank you for your inquiry and your trust. I am sorry to hear that you are suffering from health limitations and experiencing financial problems as a result. I am happy to assist you with your request regarding an application for disability pension.
Disability pension is a benefit provided by the statutory pension insurance that supports individuals who are no longer able to work in their profession due to health limitations. In order to be eligible for disability pension, certain requirements must be met. Firstly, it is important that you have paid into the statutory pension insurance for at least five years.
Furthermore, a disability must be medically diagnosed. For this, you must submit an application for disability pension to your responsible pension insurance provider. In this application, you must detail your health impairments and limitations. It is advisable to include all relevant medical records and findings to substantiate the diagnosis and severity of your illness.
After submitting the application, the pension insurance will conduct a medical assessment to determine the extent to which you are still able to work. It is important that you honestly and openly describe all your complaints and limitations during this assessment in order to receive a realistic assessment of your work capacity.
The chances of approval for disability pension depend heavily on the individual situation and the medical findings available. However, it is important that you carefully and comprehensively follow all necessary steps to maximize your chances.
I am happy to assist you with the application process and further steps. Please do not hesitate to contact me to schedule a consultation appointment and prepare your disability pension application together.
I hope that this information has been helpful to you and I am available for any further questions.
Best regards,
Emma Weinert, Attorney specialized in Social Law
