How can I defend myself against unjustified reminders and debt collection demands?
April 25, 2023 | 40,00 EUR | answered by Nina Koch
Dear lawyer,
I am reaching out to you because I urgently need help to defend myself against unwarranted reminders and debt collection demands. In the past few weeks, I have received several reminders and debt collection demands from various companies claiming that I have not paid open invoices. However, I am firmly convinced that I have paid all invoices on time.
The situation is causing me great concern as I fear that my financial situation could be negatively affected by the unjustified demands. I have already tried calling the companies and explaining my situation, but my concerns were not taken seriously and the demands remained in place.
I am unsure of how best to handle this situation and what legal steps I can take to defend myself against the unwarranted reminders and debt collection demands. Are there specific legal steps I can take to prove my innocence and defend against the demands?
I thank you in advance for your support and I am very grateful for any advice and assistance you can provide me in this matter.
Kind regards,
Marco Schneider
Dear Mr. Schneider,
I understand your concern and can sympathize with the situation regarding the unjustified reminders and debt collection demands being very distressing for you. It is important that you defend yourself against these demands in order to protect your financial situation. Here are some steps you can take in this situation:
1. Check the demands: Firstly, you should carefully check all reminders and debt collection demands you have received. Make sure that you have paid all bills and have no outstanding debts. If you have any doubts, you can review the corresponding payment receipts and invoices again.
2. Submit a written objection: If you are certain that the demands are unjustified, you should submit a written objection. Write to the companies claiming the demands and explain that you have paid the bills on time. Request the companies to withdraw the demands and provide you with proof of the outstanding amounts.
3. Involvement of a lawyer: If the companies continue to insist on the demands and do not respond to your objection, you can involve a lawyer. A lawyer can initiate legal actions on your behalf and request the companies to withdraw the demands. A lawyer can also investigate whether the demands may be fraudulent and take legal actions against the companies.
4. Check the payment order: If the companies continue to claim debt collection demands despite your efforts, a payment order may be issued against you. In this case, you should carefully review the payment order and submit an objection within the specified deadline. A lawyer can assist you with this.
It is important that you act quickly in this situation and not be intimidated. By following these steps, you can prove your innocence and fend off unjustified demands. If you have any further questions or need legal assistance, I am at your disposal.
Best regards,
Nina Koch, Lawyer
