How can I defend myself against unauthorized reminders and debt collection demands?
July 4, 2024 | 40,00 EUR | answered by Anna Fuchs
Dear Lawyer,
I am reaching out to you as I urgently need help to defend myself against unjustified reminders and debt collection demands. The situation is very distressing for me and I do not know how to proceed.
The background is that a few months ago I signed a contract, however, shortly afterwards I realized that the services were not provided as agreed. Consequently, I terminated the contract within the deadline and settled all outstanding amounts. Nevertheless, I am now regularly receiving reminders and debt collection demands for allegedly unpaid debts that I have already paid.
I have tried several times to contact the company and resolve the situation, but without success. The reminders and debt collection demands do not stop and are increasingly burdening me, as I do not know how to defend myself against them.
My concern is that my creditworthiness will be affected by these unjustified demands and I will suffer financial disadvantages as a result. Therefore, I want to defend myself against these unjustified reminders and debt collection demands and urgently need professional help to protect my rights.
Could you please give me advice on how to defend myself against these unjustified demands? What legal steps can I take to fend off the reminders and debt collection demands and protect my financial situation? I thank you in advance for your support.
Sincerely,
Petra Höhne
Dear Ms. Höhne,
I understand that the situation you are in is very distressing and that you need help to defend yourself against the unjustified reminders and debt collection demands. First of all, I want to assure you that you are not alone and that there are legal steps you can take to defend yourself.
In your case, you have already terminated the contract on time and settled all outstanding amounts. This means that you have acted in accordance with the contract and there should be no more outstanding claims. However, since you are still receiving reminders and debt collection demands, it is important that you carefully retain all payment receipts and correspondence with the company. These documents can serve as evidence to prove your payment and termination of the contract.
As a next step, I recommend consulting a specialized lawyer in contract law and debt collection demands. An experienced lawyer can help protect your rights and take legal action against the company. The lawyer can initially conduct a legal review of the situation and assess whether the reminders and debt collection demands are legally valid.
If it turns out that the demands are unjustified, the lawyer can take appropriate steps to defend against the reminders and debt collection demands. This may include lodging an objection to the demands, asserting claims for damages, or initiating legal proceedings, depending on what is appropriate in your case.
It is important that you act quickly to protect your rights and avoid further financial losses. Therefore, take the time to consult with a specialized lawyer and develop a strategy together to defend yourself against the unjustified demands.
I hope this information is helpful to you and wish you success in asserting your rights. If you have any further questions or need additional assistance, I am at your disposal.
Sincerely,
Anna Fuchs, Lawyer
