What happens if I am caught without valid insurance?
November 2, 2023 | 30,00 EUR | answered by Ben Bergmann
Dear lawyer,
My name is Helma Born and I have a question regarding traffic law. Recently, my car was stopped by the police because I allegedly do not have valid insurance for my vehicle. I was not aware that my insurance had expired, as I usually always pay my premiums on time. Now I am very worried about what will happen exactly if I am caught without valid insurance.
The current situation is that I have already received a fine and I am aware that I am not allowed to drive my car anymore until it is insured. I am concerned about the consequences that could come my way, as I rely on my car to get to work and do my daily errands.
I am wondering if I could lose my driver's license, if further fines are imminent, or if even criminal prosecution is possible. Are there possible solutions to resolve this situation and minimize the consequences? I am willing to take the necessary steps to solve this problem, but I urgently need professional help and advice to find the best possible solution.
Thank you in advance for your support and advice.
Sincerely,
Helma Born
Dear Mrs. Born,
Thank you for your inquiry regarding traffic law. I am sorry to hear that you are in this unpleasant situation. It is important that you are aware of the possible consequences and seek professional advice to resolve the issue as best as possible.
If you are caught driving without valid insurance, this can have serious legal consequences. Firstly, it is important to know that driving without insurance is a violation of the compulsory insurance law. In your case, you have already received a fine, which means you must pay a penalty.
Furthermore, you may face additional fines depending on how long you have been driving without insurance. You may also receive points on your license and, in the worst case scenario, could lose your driver's license. Criminal prosecution is generally not common, unless there is evidence of intentional wrongdoing.
To clarify this unpleasant situation and minimize the consequences, I strongly recommend that you consult with a traffic law attorney. An experienced attorney can help you determine the best course of action and represent your interests. Possible solutions may include obtaining new insurance to drive legally again, or contesting the fine.
It is important that you do not commit any further violations and abide by the applicable laws. With professional help, you can resolve the situation and minimize the consequences. Do not hesitate to contact a lawyer for support and advice.
I wish you all the best and hope that you can resolve this unpleasant situation soon.
Sincerely,
Ben Bergmann
Traffic Law Attorney
